:root {
	--jcbf-blue: var(--pbb-red, #0878bd);
	--jcbf-blue-dark: var(--pbb-red-dark, #055484);
	--jcbf-navy: var(--pbb-charcoal, #17191d);
	--jcbf-black: var(--pbb-black, #101214);
	--jcbf-line: var(--pbb-line, #dfe3e7);
	--jcbf-muted: var(--pbb-muted, #5d6670);
	--jcbf-soft: var(--pbb-soft, #f4f6f8);
	--jcbf-shadow: 0 16px 45px rgba(12, 28, 43, .10);
}

.jcbf-shell {
	width: min(1180px, calc(100% - 40px));
	margin: 0 auto;
	padding: 66px 0;
	display: grid;
	grid-template-columns: minmax(0, 2fr) minmax(270px, 1fr);
	gap: 46px;
	align-items: start;
}

.jcbf-heading { margin-bottom: 28px; }
.jcbf-eyebrow,
.jcbf-kicker,
.jcbf-cta-kicker {
	display: block;
	margin-bottom: 8px;
	color: var(--jcbf-blue);
	font-size: .76rem;
	font-weight: 900;
	letter-spacing: .12em;
	text-transform: uppercase;
}

.jcbf-heading h2 {
	margin: 0 0 12px;
	color: var(--jcbf-black);
	font-size: clamp(2rem, 4vw, 3.1rem);
	line-height: 1.05;
	letter-spacing: -.025em;
}

.jcbf-heading p {
	max-width: 780px;
	margin: 0;
	color: var(--jcbf-muted);
	line-height: 1.75;
}

.jcbf-list { width: 100%; }

.jcbf-item {
	margin: 0 0 10px !important;
	border: 1px solid var(--jcbf-line) !important;
	border-left: 5px solid var(--jcbf-blue) !important;
	background: #fff;
	box-shadow: 0 4px 18px rgba(17, 30, 43, .04);
	overflow: hidden;
	transition: box-shadow .18s ease, transform .18s ease;
}

.jcbf-item[open] {
	box-shadow: 0 12px 28px rgba(17, 30, 43, .08);
}

.jcbf-item summary {
	position: relative;
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 18px;
	padding: 19px 21px;
	color: var(--jcbf-black);
	font-size: 1rem;
	font-weight: 850;
	line-height: 1.35;
	cursor: pointer;
	list-style: none;
}

.jcbf-item summary::-webkit-details-marker { display: none; }

.jcbf-plus {
	position: relative;
	flex: 0 0 28px;
	width: 28px;
	height: 28px;
	border-radius: 50%;
	background: var(--jcbf-soft);
}

.jcbf-plus::before,
.jcbf-plus::after {
	content: "";
	position: absolute;
	top: 50%;
	left: 50%;
	width: 12px;
	height: 2px;
	background: var(--jcbf-blue);
	transform: translate(-50%, -50%);
	transition: transform .18s ease;
}

.jcbf-plus::after {
	transform: translate(-50%, -50%) rotate(90deg);
}

.jcbf-item[open] .jcbf-plus::after {
	transform: translate(-50%, -50%) rotate(0deg);
}

.jcbf-answer {
	padding: 0 21px 20px;
	color: var(--jcbf-muted);
	font-size: .96rem;
	line-height: 1.72;
}

.jcbf-answer p { margin: 0; }

.jcbf-note {
	margin-top: 24px;
	padding: 18px 20px;
	border-left: 5px solid var(--jcbf-blue);
	background: var(--jcbf-soft);
	color: var(--jcbf-muted);
	line-height: 1.65;
}

.jcbf-side {
	display: grid;
	gap: 18px;
	position: sticky;
	top: 24px;
}

.jcbf-help-card,
.jcbf-office-card,
.jcbf-rights-card {
	padding: 28px;
	border: 1px solid var(--jcbf-line);
	background: #fff;
	box-shadow: var(--jcbf-shadow);
}

.jcbf-help-card {
	border-top: 5px solid var(--jcbf-blue);
	background: linear-gradient(145deg, #17191d, #252a30);
	color: rgba(255,255,255,.78);
}

.jcbf-help-card .jcbf-kicker { color: #79cfff; }
.jcbf-help-card h3,
.jcbf-office-card h3,
.jcbf-rights-card h3 {
	margin: 4px 0 12px;
	font-size: 1.35rem;
	line-height: 1.15;
}
.jcbf-help-card h3 { color: #fff; }
.jcbf-office-card h3,
.jcbf-rights-card h3 { color: var(--jcbf-black); }

.jcbf-help-card p,
.jcbf-office-card p,
.jcbf-rights-card p {
	margin: 0 0 17px;
	line-height: 1.65;
}

.jcbf-icon {
	width: 48px;
	height: 48px;
	margin-bottom: 18px;
	display: grid;
	place-items: center;
	border-radius: 50%;
	background: var(--jcbf-blue);
	color: #fff;
	font-size: 1.25rem;
}

.jcbf-call,
.jcbf-office-card a {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-height: 46px;
	padding: 0 20px;
	background: var(--jcbf-blue);
	color: #fff !important;
	font-weight: 850;
	text-decoration: none !important;
}

.jcbf-call:hover,
.jcbf-office-card a:hover { background: var(--jcbf-blue-dark); }

.jcbf-cta {
	width: min(1180px, calc(100% - 40px));
	margin: 0 auto 70px;
	padding: 40px 44px;
	display: grid;
	grid-template-columns: 1fr auto;
	align-items: center;
	gap: 34px;
	border-left: 8px solid var(--jcbf-blue);
	background: var(--jcbf-navy);
	color: rgba(255,255,255,.76);
	box-shadow: var(--jcbf-shadow);
}

.jcbf-cta-kicker { color: #79cfff; }
.jcbf-cta h2 {
	margin: 0 0 8px;
	color: #fff;
	font-size: clamp(1.8rem, 3vw, 2.6rem);
}
.jcbf-cta p { margin: 0; }

.jcbf-cta-actions {
	display: flex;
	gap: 10px;
	flex-wrap: wrap;
	justify-content: flex-end;
}

.jcbf-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-height: 48px;
	padding: 0 20px;
	font-weight: 850;
	text-decoration: none !important;
	border: 2px solid transparent;
}

.jcbf-btn-primary {
	background: var(--jcbf-blue);
	color: #fff !important;
}
.jcbf-btn-primary:hover { background: var(--jcbf-blue-dark); }

.jcbf-btn-ghost {
	border-color: rgba(255,255,255,.55);
	color: #fff !important;
	background: transparent;
}
.jcbf-btn-ghost:hover {
	border-color: #fff;
	background: rgba(255,255,255,.08);
}

@media (max-width: 900px) {
	.jcbf-shell {
		grid-template-columns: 1fr;
		padding: 48px 0;
	}
	.jcbf-side {
		position: static;
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
	.jcbf-help-card { grid-column: 1 / -1; }
	.jcbf-cta {
		grid-template-columns: 1fr;
		padding: 32px;
	}
	.jcbf-cta-actions { justify-content: flex-start; }
}

@media (max-width: 620px) {
	.jcbf-shell,
	.jcbf-cta {
		width: min(100% - 28px, 1180px);
	}
	.jcbf-shell { gap: 30px; }
	.jcbf-item summary { padding: 17px 16px; }
	.jcbf-answer { padding: 0 16px 17px; }
	.jcbf-side { grid-template-columns: 1fr; }
	.jcbf-help-card { grid-column: auto; }
	.jcbf-cta { margin-bottom: 48px; padding: 28px 22px; }
	.jcbf-cta-actions { display: grid; grid-template-columns: 1fr; }
	.jcbf-btn { width: 100%; }
}